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It is important when you are in retirement that your investments have exposure to growth assets, such as shares/equities.  If you don't you will find your income and capital dropping in purchasing power.

In retirement you need to take less risk with your money and it is important to have a well balanced portfolio.  Refer to portfolio construction.  

Compare how these two different portfolios have fared over time.  Look what's happened to the income, and the capital value of the investments.  Please note we are not suggesting that you should put all your investments in retirement into shares.  The comparison is for illustrative purposes to show you that you do need to have some growth assets in your portfolio.



Contact us to discuss your investments.  

Rest Homes - Your Options  
If you are contemplating going into a rest home or may know someone who is then please read:
 "Your Money Column" article of 13/12/00. 

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